The APR rate will be between 10% and 30% for most items, depending upon your credit. But it is important to note that, unlike layaway, there is a finance charge with Affirm.
The Walmart website calls it an "alternative to layaway" that allows you to purchase the item immediately and then pay it off from 3 to 24 months. This year, the company is offering a monthly "buy now, pay later" finance payment option through Affirm. Last holiday season, we removed seasonal layaway from most of our stores with the exception of select jewelry items at select stores, and based on what we learned, we are confident that our payment options provide the right solutions for our customers,” the store said in a statement shared by Fox8 in Cleveland. “We’ve learned a lot in the past year as our customers’ needs and shopping habits have changed. There was no interest charged on the products. At that point, the products could be picked up from the store. Customers could put items on hold with a small deposit, and then make regular payments until the total was paid off. In past years, Walmart offered the layaway program from late August through mid-December. In addition, the layaway section of the Walmart website has been removed. will be offering layaway according to the employee. The information was confirmed by Walmart customer service on Sept.
Walmart will not be offering the annual layaway option this year for the 2021 holiday season. * This post contains affiliate links and we may earn a small commission if you use them.
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